Key takeaways
Original registered deeds, allotment letters and approvals are hard to replace; store them securely.
Keep scanned, labelled copies in at least two secure places, and tell a trusted family member where they are.
DigiLocker can hold many government-issued documents digitally.
If an original is lost, file a police report and obtain certified copies from the registering office.

Property documents are proof of ownership. Losing them causes delays in sale, loans and inheritance.

Documents to protect

Document	Keep
Registered sale deed and chain deeds	Original
Allotment and transfer letters	Original
Approvals, OC/CC	Copy or original
Mutation records	Certified copy
Tax receipts	Copies
Loan closure letter	Original
Society share certificate	Original
Will	Original, with executor aware

Storage

Fire-resistant, waterproof folder or safe at home.
Bank locker for originals.
If a home loan is outstanding, the lender holds originals; keep the acknowledgement list.

Digital copies

Scan every page clearly.
Name files consistently.
Store in two secure places, such as encrypted cloud storage and an external drive.
Use DigiLocker for documents issued digitally by government departments.

Family access

Tell a trusted family member or executor where documents are. See legal heir and succession.

If documents are lost

File a police report (FIR or lost report).
Publish a newspaper notice if required by lender or authority.
Apply for certified copies of the registered deed from the Sub-Registrar.
Get an indemnity or affidavit as asked by authorities.

For NRIs

Keep originals in a bank locker in India or with a trusted person, and maintain digital copies. See protecting NRI property.

Frequently asked questions

Where should I keep my original property documents?

In a fire-resistant, waterproof safe or a bank locker, with scanned copies stored securely elsewhere.

Can I store my sale deed in DigiLocker?

DigiLocker holds documents issued digitally by participating departments. You can also upload scanned copies, but they don't replace originals.

What should I do if I lose my sale deed?

File a police report, publish a notice if required and apply to the Sub-Registrar for a certified copy.

Does the bank keep my documents during a home loan?

Yes, lenders usually hold original title documents until the loan is repaid.

Related HomeAcross guides

Official sources and further reading

This guide is general information, not legal, tax or financial advice. Rules, rates and procedures change; confirm current requirements with the relevant authority or a qualified professional before you act. Read our editorial policy.

Keeping Property Documents Safe: Originals, Copies and DigiLocker

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